Terms of Service

Last updated: 2026-02-17

1. Acceptance of Terms

These Terms of Service ("Terms") govern access to and use of the perukirja.io service ("Service"), provided by:

Legal entity: [COMPANY LEGAL NAME]
Business ID: [BUSINESS ID]
Address: [POSTAL ADDRESS]
Contact: [LEGAL/GENERAL CONTACT EMAIL]

By creating an account or using the Service, you agree to these Terms.

2. Service Description

The Service provides a guided probate/perunkirjoitus workflow, including:

  • Structured data-entry steps
  • Guidance content and checklists
  • AI assistant support
  • Output generation features

The Service is a preparation and assistance tool. It is not a law firm and does not provide legal representation.

3. Eligibility and Authority

You represent that:

  • You are legally capable of entering into this agreement.
  • You have authority to provide and process estate-related data you submit.
  • Information you provide is accurate to the best of your knowledge.

4. Accounts and Security

You are responsible for:

  • Maintaining confidentiality of your credentials
  • Activities occurring under your account
  • Promptly notifying us of suspected unauthorized access

We may suspend access where required to protect security or prevent abuse.

5. Acceptable Use

You must not:

  • Use the Service for unlawful purposes
  • Attempt to bypass security controls or access other users' data
  • Interfere with platform operations
  • Use automated means to abuse AI or API features
  • Upload or submit content you do not have rights to process

We may restrict or terminate accounts for violations.

6. AI Assistant Disclaimer

The AI assistant provides general information and workflow guidance only.

  • It does not constitute legal, tax, or professional advice.
  • You remain responsible for validating legally significant outcomes.
  • For complex or disputed matters, consult a qualified professional.

7. User Data and Privacy

Your use of the Service is also governed by our Privacy Policy.

You retain responsibility for the legality and accuracy of submitted personal data. We process data as described in the Privacy Policy and applicable law.

8. Fees, Billing, and Refunds

Commercial terms are as presented at purchase or subscription time, including:

  • Plan scope
  • Pricing
  • Billing period
  • Refund terms

Current product messaging (for legal verification before publication) references:

Initial free access to limited phases
Paid full-access period
Satisfaction guarantee / refund commitment

Final legally binding billing/refund language must match payment implementation.

9. Availability and Changes

We may modify, update, or discontinue features, provided such changes comply with applicable consumer and contract laws.

We do not guarantee uninterrupted availability and may perform maintenance.

10. Intellectual Property

All Service software, branding, and related materials are owned by us or our licensors.

You receive a limited, non-exclusive, non-transferable right to use the Service during your valid subscription or access period.

11. Termination

You may stop using the Service at any time.

We may suspend or terminate access where:

  • You breach these Terms
  • Security, legal, or abuse-prevention reasons require action
  • The Service is discontinued

Termination does not affect rights or obligations accrued before termination.

12. Disclaimers and Liability

To the maximum extent permitted by law:

  • The Service is provided on an "as available" basis.
  • We disclaim implied warranties not expressly stated in these Terms.
  • We are not liable for indirect or consequential damages.
  • Our aggregate liability is limited to fees paid for the relevant service period.

Nothing in these Terms excludes liability that cannot be excluded under applicable law.

13. Indemnity

You agree to indemnify us against third-party claims arising from your unlawful use of the Service or breach of these Terms.

14. Governing Law and Disputes

These Terms are governed by the laws of Finland, unless mandatory consumer protection law provides otherwise.

Disputes will be handled in competent courts of Finland, subject to mandatory consumer venue rights.

15. Changes to Terms

We may update these Terms. Continued use after an effective update constitutes acceptance of revised Terms, subject to applicable law.

16. Contact

For contractual or legal questions:

Email: [LEGAL/GENERAL CONTACT EMAIL]
Address: [POSTAL ADDRESS]